What documents does Desktop Underwriter use to analyze a loan application and deliver findings?

The correct choice involves the use of the Uniform Residential Loan Application (commonly referred to as the 1003) along with a tri-merge credit report. The 1003 serves as the standard form used to collect necessary borrower information, such as personal data, income, assets, and liabilities. This comprehensive application provides the foundational details needed for underwriting.

The tri-merge credit report is essential as it consolidates credit information from the three major credit bureaus, offering a thorough assessment of the borrower's creditworthiness. By utilizing both the 1003 and the tri-merge credit report, Desktop Underwriter can accurately analyze the loan application and deliver precise underwriting findings, including eligibility and risk assessment.

In contrast to the other options, the inclusion of items like signature authorization, Good Faith Estimate (GFE), or Truth In Lending (TIL) does not align with the core documents that Desktop Underwriter relies upon for its analysis and decision-making process. These documents may serve other purposes in the mortgage process, but they do not provide the comprehensive data that Desktop Underwriter specifically requires for issuing underwriting findings.