Which of the following items is NOT requested on a 1003 loan application?

The correct answer highlights that the timeliness of payments on credit accounts is not a specific item requested directly on the 1003 loan application form. The 1003 form, or Uniform Residential Loan Application, primarily focuses on collecting details about the borrower's personal information, income, assets, employment, and debts, but it doesn’t explicitly ask for the timing or history of payments.

Items such as the borrower's part-time income, child support obligations, and automobile payments are all relevant financial information that the lender needs to evaluate the borrower's ability to repay the loan. These factors contribute to the overall assessment of the borrower's financial situation, whereas the question of whether the borrower has consistently made payments on time is typically evaluated through separate credit reporting mechanisms rather than being directly stated on the application itself. Understanding this distinction is crucial for properly navigating the loan application process.